• Skip to primary navigation
  • Skip to main content
  • Skip to primary sidebar
  • About
    • Featured On
    • Meet the Team
  • Food
  • Valentines
  • Crafts
  • Life
  • Travel
  • Shop

Our WabiSabi Life

menu icon
go to homepage
  • About
    • Featured On
    • Meet the Team
  • Food
  • Valentines
  • Crafts
  • Life
  • Travel
  • Shop
    • Facebook
    • Instagram
    • Pinterest
    • TikTok
    • Twitter
    • YouTube
  • subscribe
    search icon
    Homepage link
    • About
      • Featured On
      • Meet the Team
    • Food
    • Valentines
    • Crafts
    • Life
    • Travel
    • Shop
    • Facebook
    • Instagram
    • Pinterest
    • TikTok
    • Twitter
    • YouTube
  • ×

    Home » Life » Money Matters

    10 Super Simple Ways To Save Money For Beginners

    By Debi Leave a Comment

    This post may contain affiliate links. I receive a small commission at no cost to you when you make a purchase using my link. As an Amazon Associate, I earn from qualifying purchases. This site also accepts sponsored content

    Image by Nattanan Kanchanaprat from Pixabay 

    If you’re new to saving money and you don’t know where to begin then don’t worry, you have definitely come to the right place. Whether you’re saving for a special occasion or you want to prepare for your future, you need to ensure you’re saving as much money as you possibly can throughout your adult life. Luckily, there are lots of ways in which you can do exactly that. From setting yourself goals and targets to creating a handy budget spreadsheet, the more you’re doing to protect your finances the better. With that in mind, here are 10 super simple ways to save money for beginners: 

    Set Your Self Goals And Targets

    One of the best ways to start saving money is to set yourself goals and targets, as it will help ensure you have the motivation to save when things get difficult. Whether you’re setting yourself the goal of saving £1,000 in a year or you want to save £100 a month, have a quantifiable goal in mind will make things much easier. Whilst you may not hit it each and every time, at least you will know you have tried your absolute best. For tips and tricks when it comes to setting yourself financial saving goals, you can visit this site here. 

    Create A Budget Spreadsheet

    Another great way to save money if you’re a beginner is to create a budget spreadsheet. Although they can be tricky to set up, your budget spreadsheet will show you exactly how much money you have coming in and going out at any given time. It will detail all of the bills you have to pay, clearly showing you how much disposable income you should have each month. Once you know how much you have to spare, you can put a portion of it into savings. If you have the same going in and out each month, you’ll soon get into a habit of savings each and every month. 

    Use A Budgeting App

    If you don’t want to create a budgeting spreadsheet, you can use a budgeting app instead. Although they’re not as visual as a spreadsheet, they’ll have you learn where you’re spending the most of your money. In some cases, they’ll even tell you where you need to cut down in order to reach your goals. Whether it’s reducing the number of subscriptions you have to buying less coffee when you’re out, the app will let you know when you’re spending more than you can afford. For great budgeting apps, you can visit this site here.

    Set Up A Monthly Direct Debit

    When it comes to transferring money into your savings account each and every month, it may be hard to stay motivated. If you have to physically transfer money each month, chances are you’re not going to do it, especially when you have a big event or occasion coming up. To help stop that, you may want to consider setting up a monthly direct debit that leaves your account on the day you get paid. Although you’ll notice at first, your savings will soon become one of those bills you have to pay. 

    Limit The Number Of Things You Buy Each Month

    If you know you spend a lot and you’re always buying unnecessary things, you may want to consider limiting your spending budget for the month. Whether this means buying fewer clothes or going to the cinema fewer times, you may actually be surprised at how much you can save when you start to cut things down.

    Cook All Your Meals At Home

    Although it’s nice to go out for dinner or order take out every once in a while, cooking all of your meals at home can save you a lot of money. If you take the time to plan out what you’re going to be eating each day, chances are you’re going to be spending much less and wasting zero food at the end of the week. It will take some time to get used to, but meal planning can quickly become part of a great weekly routine. When planning your meals, you need to think about:

    • The foods you and your family enjoy
    • What ingredients can be used in various different meals
    • How quickly things go out of date
    • How easy the meals are to make and how much time you have
    • Whether or not you’re going to be prepping in one go

    For more tips and tricks when it comes to planning your weekly meals, you can visit this site here.

    Related: The Best Advice To Avoid Feeling Financially Trapped

    Sell Your Unwanted Belongings And Save Any Profits Made

    If you have lots of unwanted belongings and you want to clear out your house, you may want to think about selling a number of the things you own. Whether that means setting up a stall at a local car boot sale or selling your things online, you can put the profits you make straight into your savings account.

    Use Voucher Codes For Discounts

    If you struggle when it comes to managing your finances, you might want to consider using vouchers and discount codes to save money on the things you buy each and every day. Although they can often be hard to find, sites like Net Voucher Codes can make it easier.

    Consider A Savings Challenge

    For those that struggle when it comes to finding the motivation to save, savings challenges are a great option. For those that don’t know, a savings challenge is a daily, weekly or monthly challenge where you save a certain amount each time. Whether it’s $1 a day or $25 a week, you’re encouraged to track how much you’re saving and by the end of the year, you’ll have a big pot of money to spend.

    Other savings challenges include no-spend days, where you need to see how many days you can go without spending any money at all. It may sound easy, but it’s much harder than it looks.

    Cancel Unnecessary Subscriptions

    Finally, if you have any unnecessary subscriptions, you need to cancel them as soon as you possibly can. They all add up!

    Are you looking for ways to start saving money? What small lifestyle changes can you make that will make a huge difference? Did we miss anything off the list? Let me know your thoughts and ideas in the comments section below. 

    More Money Matters

    • 7 Facts About The Financial Benefits Of Online Education
    • Easy Steps Making an Income Working From Home
    • How to Start Plant Delivery Business
    • How To Set Up A Spanish Sardine Business

    Reader Interactions

    Leave a Reply Cancel reply

    Your email address will not be published. Required fields are marked *

    Recipe Rating




    Primary Sidebar

    Hi, I'm Debi!

    Welcome to my world. I am a 40 something year old mom to a lot of kids and a lot of pets. When I am not busy with the kids, grandkids, or animals, I love to do crafts and read.

    I love to knit and can often be found working on a project.

    More about me →

    We are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for us to earn fees by linking to Amazon.com and affiliated sites.

    Popular

    • Creamy Chicken and Gnocchi Recipe
    • Cupid’s Arrow Treat- Last Minute Valentine’s Day Snack Idea
    • Air Fryer Apple Crisp
    • Irish Ale Potato Cheddar Soup

    Valentine's Day

    Footer

    ↑ back to top

    About

    • Privacy Policy
    • Accessibility Policy

    Newsletter

    • Sign Up! for emails and updates

    Contact

    • Contact
    • Media Kit

    AS AN AMAZON ASSOCIATE, I EARN FROM QUALIFYING PURCHASES.

    Our WabiSabi Life is licensed under a Creative Commons Attribution-NonCommercial-ShareAlike 3.0 Unported License.

      Buy fashion girls boots from DHgate.com

    Copyright © 2023 ·Our Wabi Sabi Life· ALL RIGHTS RESERVED