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    Home » Magazine

    The Safest Countries to Retire In, According to Global Peace Index Data

    By Debi Leave a Comment

    This post may contain affiliate links. I receive a small commission at no cost to you when you make a purchase using my link. As an Amazon Associate, I earn from qualifying purchases. This site also accepts sponsored content

    Choosing where to spend retirement often comes down to a handful of practical questions: will the streets feel safe at night, will healthcare be reliable, and will daily life feel stable rather than chaotic. The Global Peace Index, produced annually by the Institute for Economics and Peace, offers one of the more rigorous ways to answer at least part of that question. It scores 163 countries across 23 indicators covering societal safety, ongoing conflict, and militarization, giving retirees a data-backed starting point rather than a gut feeling. The 2026 edition of the index paints a mixed picture globally, with peacefulness declining for a twelfth consecutive year, yet a familiar group of nations continues to sit comfortably at the top. These are the places where retirees have historically found not just physical safety, but also the kind of institutional stability that makes long-term planning easier. Below is a closer look at ten countries that consistently rank among the most peaceful in the world, along with what that peace actually looks like for someone considering a life there after work ends.

    Iceland: nineteen years at the top

    Iceland: nineteen years at the top (By Chmee2/Valtameri, CC BY 3.0)
    Iceland: nineteen years at the top (By Chmee2/Valtameri, CC BY 3.0)

    Iceland has not simply led the Global Peace Index once or twice. It has held the number one position for nineteen consecutive years, according to the 2026 rankings, a streak that reflects deep structural stability rather than a lucky run. Western Europe continues to dominate the top of the rankings, with Iceland retaining first place for the nineteenth consecutive year. Low population density, strong social trust, and a police force that rarely needs to carry firearms all contribute to a sense of everyday calm that is hard to find elsewhere.

    For retirees, Iceland’s appeal goes beyond the peace ranking itself. The country combines a high cost of living with an equally high standard of public services, including healthcare that ranks among the best in Europe. Winters are long and dark, which is worth weighing carefully, but for those who value quiet, orderly living over constant sunshine, Iceland remains a benchmark few countries can match.

    New Zealand: distance as a form of safety

    New Zealand: distance as a form of safety (By Michal Klajban, CC BY-SA 4.0)
    New Zealand: distance as a form of safety (By Michal Klajban, CC BY-SA 4.0)

    New Zealand’s geographic isolation has always played a role in its low crime and conflict exposure, but its ranking is built on more than location. New Zealand retained its fourth position in 2024 for the second year in a row, after having ranked as the second-most peaceful country worldwide between 2014 and 2022. Its 2026 position near the very top of the index reflects consistent scores across nearly every safety category the GPI measures.

    Retirees drawn to New Zealand often mention the same details: low violent crime, unarmed police, and a slower pace of life outside Auckland and Wellington. As in Iceland, New Zealand’s police do not carry personal firearms, as they do not see a need to do so, and violent crime is low. The main drawback tends to be logistical rather than social. New Zealand sits far from Europe and North America, which can make visits from family a longer and pricier undertaking.

    Switzerland: order, wealth, and quiet efficiency

    Switzerland: order, wealth, and quiet efficiency (Image Credits: Unsplash)
    Switzerland: order, wealth, and quiet efficiency (Image Credits: Unsplash)

    Switzerland’s 2026 ranking places it firmly among the world’s top three most peaceful nations, a position it has held with remarkable consistency for years. The country benefits from political neutrality, low corruption, and a criminal justice system widely regarded as both fair and effective. Combined with one of the highest per capita incomes in the world, this translates into daily life that feels notably orderly.

    Retiring in Switzerland is not inexpensive by any measure, but the trade-off is a healthcare system frequently cited as one of the best on the planet. Despite its notorious high cost of living, moving to Switzerland offers immigrants access to a strong pension system, a clean environment, low crime, and excellent Swiss healthcare system. For retirees with the financial means, Switzerland offers a rare combination of safety, healthcare quality, and long-term political predictability.

    Slovenia: Central Europe’s quiet standout

    Slovenia: Central Europe's quiet standout (Flickr: Church of the Assumption, Slovenia, CC BY 2.0)
    Slovenia: Central Europe’s quiet standout (Flickr: Church of the Assumption, Slovenia, CC BY 2.0)

    Slovenia doesn’t get the same attention as its Alpine neighbors, but its peace ranking tells a different story. Slovenia has ranked in the top ten of the most peaceful countries in the world six times in the last ten years, achieving ninth place in the Global Peace Index in 2025. By 2026 it had climbed into the top five, a reflection of steady governance and low levels of internal conflict.

    What makes Slovenia particularly appealing for retirees is the combination of safety with affordability, something not every country on this list can claim. Known for its picture-perfect lakes and charming medieval towns, Slovenia is also recognized for its long history of tolerance and respect for different cultures and religions, and upholds high religious freedom. Add a stable democracy and a genuinely lower cost of living than Western Europe, and Slovenia becomes an underrated option for anyone open to a smaller, less internationally hyped destination.

    Ireland: familiarity wrapped in safety

    Ireland: familiarity wrapped in safety (By Sourabh.biswas003, CC BY-SA 4.0)
    Ireland: familiarity wrapped in safety (By Sourabh.biswas003, CC BY-SA 4.0)

    Ireland has spent years hovering near the very top of the Global Peace Index, and in several recent editions it has held the number two spot outright. Beyond the ranking itself, Ireland offers something particularly valuable to English-speaking retirees: cultural familiarity without sacrificing the safety benefits of a small, cohesive society. The country offers a strong economy, a high quality of life with excellent Irish healthcare system, a temperate climate, and a community-focused culture, while retirees can enjoy a mix of lively cities, charming towns, and scenic countryside.

    The welcoming social atmosphere tends to matter as much as the statistics for many retirees. English is widely spoken, and the country’s welcoming attitude toward foreigners helps retirees feel at home quickly. Ireland does have a retirement visa pathway for those with sufficient income and savings, though the cost of living, particularly in Dublin, has risen sharply in recent years and pushes many retirees toward smaller towns along the coast instead.

    Austria: stability in the heart of Europe

    Austria: stability in the heart of Europe (Image Credits: Unsplash)
    Austria: stability in the heart of Europe (Image Credits: Unsplash)

    Austria’s peace ranking has remained remarkably steady, consistently placing it among the world’s four or five most peaceful nations. Its strength lies in political stability, low crime, and a quality of life that regularly ranks among the highest in Europe. Austria ranks particularly well for political stability, low crime rates, quality of life, and respect for civil liberties, all of which contribute to its strong standing as one of the world’s most peaceful countries.

    For retirees, Austria offers the practical advantages of central European living, easy travel to neighboring countries, excellent public transport, and a healthcare system funded through a well-established social insurance model. Vienna consistently ranks near the top of global liveability indexes, though its cost of living reflects that reputation. Smaller cities like Graz or Salzburg often deliver a similar quality of life at a somewhat gentler price.

    Portugal: peace paired with affordability

    Portugal: peace paired with affordability (Image Credits: Unsplash)
    Portugal: peace paired with affordability (Image Credits: Unsplash)

    Portugal’s rise up the Global Peace Index has been notable, and its combination of safety and relatively low cost of living has made it one of the most talked about retirement destinations in Europe. In 2024, it took seventh place in the Global Peace Index, indicating a high standard of living and security in the state. By 2026 it remained solidly in the top ten, reinforcing its reputation as one of Western Europe’s safest countries.

    The practical appeal for retirees is hard to overstate. In June 2026, the cost of living in Portugal was 31 percent lower than in the USA, including rent, and almost 27 percent lower than in the UK, according to Numbeo. The country’s D7 visa remains the primary route for non-EU retirees, requiring proof of stable passive income, and as of 2026, the D7 Visa income minimum is approximately €920 per month, or €11,040 per year, for a single applicant. Healthcare access, mild weather, and a genuinely low crime rate round out why Portugal continues to attract retirees from across the Atlantic and beyond.

    Singapore: safety with an Asian address

    Singapore: safety with an Asian address (chensiyuan, CC BY-SA 4.0)
    Singapore: safety with an Asian address (chensiyuan, CC BY-SA 4.0)

    Singapore stands out on this list as the rare Asian nation to break into the global top ten for peacefulness, and it has held that position with impressive consistency. In Asia, the leaders are Singapore at 1.435, Japan at 1.489, Malaysia at 1.513, Bhutan at 1.546, and Taiwan at 1.751. Strict law enforcement, low corruption, and a highly organized urban infrastructure all contribute to a sense of order that many retirees find reassuring.

    Singapore’s healthcare system is frequently ranked among the world’s best, blending public and private options that are efficient even by international standards. The trade-off is cost. Singapore is one of the most expensive cities in the world for housing and daily expenses, which tends to make it a realistic option mainly for retirees with substantial savings or existing ties to the region, such as family or prior work history there.

    Finland: the world’s happiest country is also one of its safest

    Finland: the world's happiest country is also one of its safest (Imported from 500px (archived version) by the Archive Team. (detail page), CC BY 3.0)
    Finland: the world’s happiest country is also one of its safest (Imported from 500px (archived version) by the Archive Team. (detail page), CC BY 3.0)

    Finland regularly appears in the Global Peace Index top ten, and its 2026 ranking places it comfortably within that group once again. Overall, Western and Central Europe have remained the world’s most peaceful regions, with eight of the top ten safest countries located there. Finland’s reputation for social trust, low corruption, and an exceptionally functional welfare state supports its consistently strong showing.

    Retirees considering Finland often point to the healthcare system, which is publicly funded and widely regarded as both accessible and high quality. The climate is a serious consideration, with long, dark winters that are not for everyone. Still, for those who value quiet forests, clean cities, and a genuinely low crime environment, Finland offers a version of Nordic living that rivals its more famous neighbor, Iceland.

    Japan: safety in one of the world’s most densely populated nations

    Japan: safety in one of the world's most densely populated nations (Image Credits: Pexels)
    Japan: safety in one of the world’s most densely populated nations (Image Credits: Pexels)

    Japan’s inclusion in the top ten most peaceful countries is a reminder that population density and safety are not mutually exclusive. Japan ranks among Asia’s peace leaders with a score of 1.489 in the 2026 index. Low violent crime, an efficient justice system, and a culture that places high value on public order all support Japan’s consistently strong standing.

    For retirees, Japan offers a genuinely unique combination of ultramodern infrastructure and centuries-old cultural tradition, all wrapped in one of the safest daily environments on the planet. Healthcare quality is high, public transport is famously reliable, and walking alone at night in most cities carries little of the anxiety common elsewhere. Language remains the biggest practical hurdle, since English proficiency outside major cities like Tokyo and Osaka can be limited, making some degree of Japanese language learning a near necessity for long-term comfort.

    What the rankings actually mean for retirement planning

    What the rankings actually mean for retirement planning (Image Credits: Pexels)
    What the rankings actually mean for retirement planning (Image Credits: Pexels)
    Global Peace Index data offers a genuinely useful starting point, but it was never designed as a retirement guide on its own. The index combines domestic security, exposure to internal and external conflict, relations with neighbouring states, and military capacity, so a country can have a comparatively low homicide rate yet rank lower because of conflict or militarisation, while another can avoid war but lose points through political instability or violent demonstrations. That distinction matters for retirees, since day to day personal safety and geopolitical peace are related but not identical measures. The countries covered here tend to score well across both dimensions, which is precisely why they surface again and again in retirement discussions. Cost of living, visa requirements, healthcare access, and climate still need to be weighed individually, since a top peace ranking says nothing about how far a pension will stretch or how easy it is to obtain residency. Used alongside those practical factors, though, the Global Peace Index remains one of the more credible tools available for narrowing down where a safe, stable retirement is genuinely possible.

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    Hi, I'm Debi!

    Welcome to my world. I am a 40 something year old mom to a lot of kids and a lot of pets. When I am not busy with the kids, grandkids, or animals, I love to do crafts and read.

    I love to knit and can often be found working on a project.

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